Onesta Wealth Management

Fiduciary or Suitability standard

Onesta Wealth Management ™

Helping Families Thrive ™ - We are a fiduciary, by choice.

Retirement questions you must answer

Retirement questions you must answer or collect the answers.  If you have not addressed these and other key questions – when will you?

Retirement – Financial issues as retirement draws near

  • Do I have enough to retire?
  • How long will my money last?
  • Should I roll over my 401(k)?
  • Which is best? Ordinary or Roth?
  • Should I consolidate my retirement plans?
  • What are my 401(k) distribution options?
  • Required Minimum Distributions (RMDs)
  • What asset to spend 1st, keep to last?

Estate planning

  • Are my beneficiary designations correct?
  • Should I stretch my IRA?
  • Have I told my survivors my wishes?
  • Do I know what I need to know about estate and inheritance taxes?
  • Is my current plan maximizing my tax deductions to my heirs?
  • Should I set up a trust?
  • What should I do with my home at my death?
  • What is IRD?
  • Am I effectively managing my estate?
  • How can I give my money away, have enough retirement income, and still pass my assets to my children/grandchildren?
  • How do I spend the assets I have left efficiently?

Retirement questions you must answer

Clearly we have touched on an important topic.  These are simply a few questions to ask and answer.