SEC Registered Investment Adviser · CRD #165177
Schedule a Fiduciary Consultation
Direct, objective evaluation with Richard Loek. Zero product sales pitches, zero commissions, and strict client confidentiality.
What We Review Together
- Guaranteed Floor: Exact percentage of essential living expenses covered by pension, Social Security, and guaranteed streams.
- Stress Testing: How your liquid capital withstands a 20%+ sustained market drawdown.
- Tax & IRMAA Runway: Multi-year Roth conversion windows to protect future income from bracket creep.
How We Meet
We meet virtually using secure screen-share webinar technology or direct phone conference. Review your numbers from the comfort and privacy of your home.
Advisory Disclosure: Onesta Wealth Management LLC is an independent Registered Investment Adviser (SEC CRD #165177). Advisory services are only offered to clients or prospective clients where Onesta Wealth Management and its investment adviser representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future results. No sales pressure, no proprietary product quotas.