Retirement questions you must answer or collect the answers.  If you have not addressed these and other key questions – when will you?

Retirement – Financial issues as retirement draws near

• Do I have enough to retire?
• How long will my money last?
• Should I roll over my 401(k)?
• Which is best? Ordinary or Roth?
• Should I consolidate my retirement plans?
• What are my 401(k) distribution options?
• Required Minimum Distributions (RMDs)
• What asset to spend 1st, keep to last?

Estate planning

• Are my beneficiary designations correct?
• Should I stretch my IRA?
• Have I told my survivors my wishes?
• Do I know what I need to know about estate and inheritance taxes?
• Is my current plan maximizing my tax deductions to my heirs?
• Should I set up a trust?
• What should I do with my home at my death?
• What is IRD?
• Am I effectively managing my estate?
• How can I give my money away, have enough retirement income, and still pass my assets to my children/grandchildren?
• How do I spend the assets I have left efficiently?

Retirement questions you must answer

Clearly we have touched on an important topic.  These are simply a few questions to ask and answer.